Meet our Insolvency team

The Umbrella insolvency team will help ensure that you receive the best debt advice and highest quality customer service possible. With a broad range of skills and experiences, your debt solution is in good hands with Umbrella.

Nicholas Holmes


Andrew Kilmartin


Miles Grady BA Econ (Hons) ACA


0800 611 8888

Before establishing Umbrella Accountants, Miles worked for some of the largest multi-national financial institutions and help set up one of the country’s biggest debt solution businesses.

A Chartered Accountant by trade, he is a member of the Institute of Chartered Accountants in England and Wales (ICAEW) and has more than 25 years of accountancy experience.

In that time he has worked for companies including KPMG, TSB, Mazars and CIS. He also co-founded One Advice which provides debt resolution, personal insolvency and other financial services to customers UK-wide.

In 2009, Miles helped establish Umbrella Accountants. After a rapid period of growth the company delivers a huge range of accountancy services including IVA’s, cloud accountancy for businesses and accountancy support for contractors and freelancers. A commitment to offering high quality advice and excellent customer service has helped Umbrella Accountants win more than 1,200 accountancy customers.

Thomas Fox LLB MIPA

Licensed Insolvency Practitioner

0800 611 8888

To ensure the highest professional standards, insolvency related work must be carried out by a licensed insolvency practitioner. Overseeing Umbrella IVA, Thomas has more than 10 years of experience in personal and corporate insolvency practice. He is a member of the prestigious Insolvency Practitioners Association.

Before joining Umbrella to head up the insolvency department, Thomas spent more than five years at Leonard Curtis, a top ten national insolvency firm, working at close quarters with a wide range of stakeholders including banks, asset based lenders and accountants.

Thomas is widely praised for his analytical mind and sound judgement as well as his honesty and openness in what can be difficult circumstances. He always wants to achieve the best for his clients.

Sarah Longsdale CertDR

Insolvency Manager

0800 611 8888

Sarah is a hugely experienced debt counsellor with more than 15 years’ experience offering debt advice. Specialising in IVA advice, she holds an Advanced Certificate in Debt Resolution (CertDR) Level 3.

In 2014 she was awarded Advisor of the Year by the Debt Resolution Forum. She was a runner-up Debt Counsellor of the Year in the 2013 Credit Today Awards.

A people person, Sarah makes sure that all clients receive the best advice and are treated ethically. She is always available to customers who want to discuss their options or talk through their situation.

Sarah McClean

Insolvency Administrator

0800 611 8888

Sarah has recently joined the expanding IVA department bringing extensive customer care experience from the commercial and public sectors.

Sarah is the first point of contact for individuals and businesses seeking debt advice. With a discreet, friendly and reassuring manner, Sarah will take some brief information and pass your details to the relevant experienced Corporate or Personal Debt advisor to contact you at a time to suit you.

Sarah will make your first tentative step towards being debt free as easy and straightforward as possible.