Welcome to Umbrella
Here to protect you on the rainy days and help you build a brighter future.
We offer a clear, non-judgemental and confidential service to individuals and businesses struggling with debt.
Free initial consultation to understand your situation and to discuss options available to you.
Debt solutions can help reduce payments and in some cases your overall debt.
Are you an individual drowning in debt or struggling to manage your finances? Umbrella are here for the rainy days and offer straightforward confidential guidance to help you take control and move forward.
Is your business experiencing financial difficulty? Don't get caught in the rain, let Umbrella protect you and provide a clear, non-judgemental and confidential service.
What our customers are saying...
First of all, I would like to say a BIG Thank You for all of your assistance over the past year. I would not be in the positive state of recovery without Umbrella. Your care and assistance at the application stage last summer, along with the advice throughout the year, has been great. I would not hesitate to tell anyone in my negative situation where to turn to.
I would like to thank Sarah and her team for all the hard work they have put into helping me sort my finances out once and for all. Without this IVA I would still be struggling every month trying to make ends meet. I received nothing but an efficient polite service every time I spoke to a member of your team and I’m so very grateful. Thank you so much.
Thank you so much for your help with my IVA. As an ex-company Director my life took a downward spiral when creditors from my liquidated company called upon my personal guarantees. I had been treading water for months, ran up credit card debts and borrowed from family. When a creditor instigated bankruptcy proceedings against me I thought I was going to lose my house. I contacted Umbrella who stopped all the phone calls and threatening letters. Umbrella explained things in a way I could understand. They negotiated with creditors and my IVA went through, now I can sleep at night again and I kept my home. Thomas Fox was extremely knowledgeable and I truly thank him and his team.
I would like to say a very big “Thank You” to your lady on the telephone this morning who helped me start getting my life sorted and debts managed. So thank you “Sarah” great help… thank you again.
Meet the Umbrella
Miles Grady BA Econ (Hons) ACA
A Chartered Accountant by trade, he is a member of the Institute of Chartered Accountants in England and Wales (ICAEW) and has more than 25 years of accountancy experience.
In that time he has worked for companies including KPMG, TSB, Mazars and CIS. He also co-founded One Advice which provides debt resolution, personal insolvency and other financial services to customers UK-wide.
In 2009, Miles helped establish Umbrella Accountants. After a rapid period of growth the company delivers a huge range of accountancy services including IVA’s, cloud accountancy for businesses and accountancy support for contractors and freelancers. A commitment to offering high quality advice and excellent customer service has helped Umbrella Accountants win more than 1,200 accountancy customers.
Thomas Fox LLB MIPA
Licensed Insolvency Practitioner
Before joining Umbrella to head up the insolvency department, Thomas spent more than five years at Leonard Curtis, a top ten national insolvency firm, working at close quarters with a wide range of stakeholders including banks, asset based lenders and accountants.
Thomas is widely praised for his analytical mind and sound judgement as well as his honesty and openness in what can be difficult circumstances. He always wants to achieve the best for his clients.
Sarah Longsdale CertDR
In 2014 she was awarded Advisor of the Year by the Debt Resolution Forum. She was a runner-up Debt Counsellor of the Year in the 2013 Credit Today Awards.
A people person, Sarah makes sure that all clients receive the best advice and are treated ethically. She is always available to customers who want to discuss their options or talk through their situation.